How to Start a Foreclosure Cleanup and Property Preservation Company

A new article on June 3, 2009 from MSN Money writer Michael Brush indicates that there is a third wave of foreclosures still to come from prime borrowers (i.e. those previously “safe-borrowers” with sound credit and fixed-rate mortgages) as a result of job losses thanks to the worsening economy (“Coming: A 3rd Wave of Foreclosures”). The article states that “In the first quarter, the percentage of these borrowers who were behind on their mortgages or in foreclosure had doubled from a year earlier, to nearly 6%” and goes on to say that “Credit Suisseanalyst Rod Dubitsky predicted last week that 8.1 million mortgages, or 16% of all mortgages, will go into foreclosure over the next four years. A weak economy, continued declines in home prices and rising delinquencies among prime borrowers all but ensure that foreclosures “will march steadily higher,” he says.” Not such great news for the economy, but

|

What Is on Your Best Books List?

Many people are so caught up in the news of the day that they miss the great treasure that within themselves. There are many things that can influence someone, whether it is the news, commercials, or even other people. The best way to be influenced is by choosing how we want to be influenced. How many people do you know who can still quote lines from The Godfather? There is an old saying that if you don’t take control of your own mind, someone else will. There are many ways to take control of the mind, and one of the most enjoyable ways is by reading a good book. If you want to know more about a person, ask what books they read? That is one of the best ways to find out what makes a person tick, how they think, what is in their head. If I see someone

|

Things to Know Before Becoming a HVAC Contractor

In order to become a HVAC contractor you will need HVAC certification to work with air conditioners, heaters, etc. HVAC stands for heating, ventilation, and air-conditioning. This contractor will specialize in the repair and maintenance of ventilation, heating, and cooling. Different type of certifications • Type 1-you would service minority appliances like window air conditioners and refrigerators • Type 2-you would service appliances that are slightly complicated such as supermarket refrigerators, bigger air conditions, and heat pumps • Type 3-you would service low pressure refrigerants • Universal-you will be able to service all kinds of equipment Types of hazards a HVAC contractor may face • Before you consider becoming a HVAC contractor it is important that you know some of associated dangers with this field • In this field you will work with electric circuits, heavy systems, and more • You may also work with some cooling and ventilation systems

|

Types of War

War has been defined in various ways. For present purposes, we may define was as sustained intergruop violence in which state military forces participate on at least one side or on both sides in the case of interstate war and generally on only one side is the case of civil war. In a world of standing military forces it is hard to say exactly where peace ends and war begins. A military battle that is not sustained over time may or may not be considered a war. The brief Chinese-Soviet border clashes in March and July 1969, for example, entailed several small battles at a few points along the border, in which some hundreds of people were killed. Similarly ambigous is a long term violent struggle involving irregular forces, such as in Northern Ireland. There, uniformed British military forces waged a sustained violent struggle with a non state army, the

|